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Cheap Auto Insurance Fails to Deliver with High-Tech Repair Costs

Cheap auto insurance can be defined in good and bad ways. GOOD: Cheap/low cost is what many business people would prefer, wanting to keep expenses down. BAD: Cheap often means flimsy or poorly constructed.  This can hit the bottom line hard when you have expensive repairs. As vehicles in your fleet get more technologically advanced, fixing them after an accident requires specialized parts and more skilled technicians to install them properly! That's when cheap auto insurance can Read more [...]

Commercial Auto Insurance Is Expensive – Here’s Why

While the cost for most commercial insurance segments are going down, national rating agency Fitch Ratings says commercial auto insurance rates are rising at an accelerated pace.  It also predicted that rates will continue to increase in the near future. This news is probably making steam come out of your ears. Your Commercial Auto Insurance went up last year, and the year before that, and now it's going up again!  What? This may be especially troubling if none of your company vehicles has Read more [...]

Cyber Security: No Business Is Too Small to be Targeted

Cyber security is one of the hottest topics in business news. We are always hearing about hacking attempts at major corporations like Target and Yahoo. Big names mean big press! Do you think your business is too small to be targeted? An article from CBCNews says that small companies actually run a higher risk of facing a cyber attack. Consequently, smaller companies don't always have the sophisticated security systems or budgets enjoyed by large corporations. If an employee (or you) clicked Read more [...]

Hurricane Season Tips to Help You Prepare

Hurricane season started on June 1 and meteorologists say Atlantic conditions are “favorable" for storms this year. It's been five years since Super Storm Sandy plowed a destructive path along the East Coast. Years of uneventful storms may have lulled us into complacency.  Are you prepared for a hurricane? Hurricane Season Checklist Our friends at the Insurance Information Institute developed a list of things you should know and review before the storms come.  We'll cover some of Read more [...]

Teen Safe Driving Suggestions Part 2

Last week, the Keating Agency offered ways to keep your teen safe by preparing them to get behind the wheel. As we have shared before, this is a particularly dangerous time of year for teen drivers entering the summer holidays. This week, our friends at Travelers recommend some smartphone apps designed to keep your teen safe on the road. It’s 10 O’clock - Do You Know Where Your Children Are? Remember that old PSA?  Now, apps are available that track where your teen driver is by using Read more [...]

Business 101 Tips for every Entrepreneur

Here are some Business 101 things every entrepreneur should do before they hang their name up on a storefront – be it a brick & mortar or virtual. Have a business plan - I can’t stress this part enough!  This should include your value proposition, market research showing your product or service is viable, your financials both current a projected income and your business structure. Have working capital -  You need to have some money in the bank to get you not only the beginning Read more [...]

Teen Safe Driving Suggestions Part 1

Every parent wants to keep their teen safe, whether they are at home, school or on the road. In fact, as we approach the end of the school year with the warmer and longer days, the safety of your teen as he or she gets behind the wheel of a car will be a primary concern. Our friends at Travelers Insurance have some suggestions for helping your teen driver develop good driving habits. Is Your Teen Safe Following Your Driving Example? The Travelers article suggests you start actively preparing Read more [...]

Join Celebrity Waiter Ryan Keating at Effie’s for Breakfast!

Stop by Effie’s Restaurant on Tuesday, June 6th during my shift as a Celebrity Server. We’re raising money for the annual Park Road Parade, which is West Hartford’s celebration of all that is wonderful with this community! I would love to serve you as one of the dining customers between 8:00 AM and 10:00 AM. For a $15 donation, you get your choice of: Three fluffy, delicious pancakes piled high An old-time favorite with strawberries & whipped cream Two eggs cooked any style, Read more [...]

Auto Insurance Coverage – Who Has Permission to Drive Your Car?

If you regularly allow family members to borrow your vehicle, a recent court case raises some questions about your auto insurance coverage It also begs the question: Do you know where your car is?  And more importantly: Do you know who is driving? This article from the Claims Journal explains that your auto insurance does not cover everyone who drives your car. This is especially true if permission to drive the car was given by a third party. Auto Insurance Doesn’t Cover a Friend of Read more [...]

Getting Married? Talk to an Independent, Progressive Insurance Agent

You might not think about finding a local, progressive insurance agent when you decide to get married, but it definitely should be one of the items on your to-do list.  That's because there's more to getting married than planning the wedding! This article from the Insurance Information Institute says that merging two households involves a lot of decision making. You and your new spouse have to consider auto insurance, homeowners or renters insurance, life insurance, and financial planning Read more [...]

You Have an Auto Claim – Is an Attorney Necessary Right Away?

You're injured in a car accident and need to make a claim.  That's when you remember all those commercials telling you to hire an attorney - but do you really need one? Our friends at the Insurance Journal say it's rare for individuals to hire an attorney because they are unhappy with their insurance company's offer.  In fact, hiring an attorney added to the length of time it took to resolve a claim, added to the cost of the process, and often lead to lower net payments individuals received Read more [...]

April Showers Bring Natural Disasters

Natural disasters can occur anytime, but April brings us to some of the most unpredictable and turbulent weather of the year. As we transition from winter to summer, we enter prime-time for hail and tornadoes. Do you know how to stay safe during these weather extremes? Hail, Hail - The Gang Should Stay Clear of Natural Disasters! Our friends at the Insurance Institute for Business & Home Safety say while hail and tornadoes are both damaging storms, different measures should be taken during Read more [...]

Unpredictable Mother Nature Could Lead to an Insurance Claim

Mother Nature can be very unpredictable and is responsible for many of what we dread, the insurance claim! March, the month when Spring officially begins, has had the longest stretch of the coldest weather of this winter season and April is sure to bring the spring storms we are accustomed to in Connecticut. Of course, prior to the cold weather, we saw nearly record setting warm temperatures. Warm weather followed by pounding snow storms may have caused property damage or factored into Read more [...]

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